Retirement saving made easy with KiwiSaver

KiwiSaver is a voluntary savings initiative that's designed to make it easier to save for your future. You'll be able to access your savings when you're eligible for NZ Super (currently 65) or after five years' membership, whichever is later. Being a KiwiSaver member won't affect your eligibility for NZ Super.

The Government will help you save with KiwiSaver by giving you a $1,000 kick-start, a tax credit of up to $1,042.86, a fee subsidy and, if you qualify, a first home deposit subsidy.