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Retirement saving made easy

KiwiSaver is a voluntary, work-based savings initiative with a range of membership benefits.

If you're working you contribute automatically from your pay.

KiwiSaver people

You may also receive contributions from your employer and the Government.

KiwiSaver people

If you're self-employed, you can agree your contribution level with your provider.

KiwiSaver people

KiwiSaver is open to all New Zealanders under 65 years old.

KiwiSaver people

KiwiSaver is flexible, to suit you at different times in your life.

KiwiSaver people

KiwiSaver can help you get into your first home.

KiwiSaver people

New to KiwiSaver

Find out about the benefits, how KiwiSaver works, how to join and more.

Already in KiwiSaver

Find out about making contributions, how changes to your circumstances affect your KiwiSaver account and more.

My KiwiSaver outage

My KiwiSaver will be unavailable from 3pm on Saturday 16 December until 7am on Sunday 17 December. Thanks for your patience while we make behind-the-scenes improvements.