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KiwiSaver contributions

Everything you need to know about your contributions, your employer's contributions, interest paid by Inland Revenue and how KiwiSaver is taxed.

Your contributions

You can choose how much to contribute. Find out what happens when you go on leave, receive a benefit or entitlement, or have a tax debt.

Your employer's contributions

If you're a KiwiSaver member making contributions from your pay, your employer will also contribute to your KiwiSaver savings.

Interest paid by Inland Revenue

If you're employed, Inland Revenue passes your contributions through to your provider. Your money earns interest while it's with Inland Revenue.

KiwiSaver and tax

KiwiSaver contributions are deducted from your before-tax pay. Investment earnings are taxed. Withdrawals from KiwiSaver are tax-free.