Serious illness

You may be able to withdraw your KiwiSaver savings early in case of serious or terminal illness, or permanent disability affecting your ability to work.

How much you can withdraw for serious illness

You can withdraw

You can withdraw the total funds in your account, including the current value of:

  • your contributions
  • your employer's contributions
  • the $1,000 kick-start
  • any member tax credits.

How to apply for a serious illness withdrawal

Employees

Within the first 3 months of membership contact Inland Revenue.
After being a member for more than 3 months contact your KiwiSaver provider.

Non-employees

Contact your KiwiSaver provider.

Medical evidence may be required to support your application.