Skip links

Providers & schemes

A KiwiSaver provider is an organisation that offers a KiwiSaver scheme and is responsible for managing your savings in the scheme. You can choose your scheme and change schemes at any time.

About providers & schemes

A wide range of investment options are available. Each scheme provides an investment statement outlining important information such as its fees.

Choosing your scheme

You can choose which scheme to join, even if you're provisionally allocated to an employer-chosen scheme or a default scheme.

Changing your scheme

You can change your KiwiSaver scheme at any time, but you can only belong to one KiwiSaver scheme at a time.

What if your scheme closes down?

If your KiwiSaver scheme closes down, your provider should contact you and explain what your options are and what you need to do, if anything.