Serious illness

You may be able to withdraw your KiwiSaver savings early if you have an illness, injury or disability that either permanently affects your ability to work or poses a risk of death. You may need to provide medical evidence to support your application.

How much you can withdraw for serious illness

You can withdraw

You can withdraw the total funds in your account, including the current value of:

How to apply for a serious illness withdrawal


Within the first 3 months of membership contact Inland Revenue.
After being a member for more than 3 months contact your KiwiSaver provider.


Contact your KiwiSaver provider.