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New to KiwiSaver

All you need to know about how KiwiSaver works, its benefits, whether it's right for you and how to join.

What is KiwiSaver?

KiwiSaver is a savings initiative to help set you up for your retirement. Most members will build up their savings through regular contributions from their pay.

KiwiSaver benefits

KiwiSaver has a range of membership benefits including contributions from your employer and the Government, as well as help buying your first home.

Is KiwiSaver right for you?

See how KiwiSaver can work for you depending on your age, your work situation, whether you're already saving or planning on going overseas.

Providers & schemes

A KiwiSaver provider is an organisation that offers a KiwiSaver scheme and is responsible for managing your savings in the scheme.

Joining KiwiSaver

There are 3 ways to join KiwiSaver - automatic enrolment when you start a new job, opting in through a KiwiSaver provider or opting in though your employer.

Opting out of KiwiSaver

If you've been automatically enrolled in KiwiSaver you can opt out within certain timeframes and have your money refunded.