If you're self-employed you're not required to contribute a percentage of your pay. Instead, you agree your contribution level with your provider.
KiwiSaver is very flexible if you're self-employed. You're not required to contribute a set percentage of your pay. Instead you can agree your contribution level with your KiwiSaver provider. Some providers may have minimum contribution requirements. You can either:
- make lump sum payments when you choose, or
- set up regular payments.
Benefits for self-employed people
If you're self-employed you can enjoy all the benefits of KiwiSaver except the employer contributions. When you join, if you're eligible:
- the Government will pay an annual member tax credit.
- you'll be able to take advantage of the first home buyer's benefits.
You'll need to join directly with a KiwiSaver provider of your choice by requesting a product disclosure statement and completing an enrolment form.